The real estate market in the country and more importantly in the California Central Valley has changed. More and more homes are being listed as SHORT SALES or REO (Repossessed Real Estate) in this current housing market. A short sale occurs when a property is sold and the lender agrees to accept a discounted payoff, meaning the lender will release the lien (mortgage) that is secured to the property upon receipt of less money than is actually owed. Basically it is when you owe more on your house than it is worth and the bank accepts the offer to pay off the house even though it is SHORT of what is owed.
Nationwide banks are coming to the realization that it is far better for them to SHORT SELL a property than it is to foreclose on a property and risk the potential expenses associated with it standing unsold in the current market.
I am making it my goal to help as many people as I can to avoid foreclosure by helping them SHORT SELL their homes. In this regard I have invested the hours of training to become a Shortsale Foreclosure Resource, SFR. By doing this I have qualified myself to provide the services most needed in current market. I have the ability, tools and drive to work for you and with the banks to get offers accepted and most importantly closed!